SO riddle me this........
(SOrry, couldn't resist!
)
ash,
There's more to the story, but let me cut to the chase here...... A DI box does more than just match impedance for a given device and load, it also transforms a signal from unbalanced to balanced. In certain electro-circles, we call that a 'balun', short for balanced-unbalanced. Obviously, as a transformer, it can (and does) work both ways, so we don't call it 'unbal' - that just makes a guy quiver needlessly.
The transformer is actually in series with the signal chain, not in parallel. In point of fact, every tranformer serves at least two functions, one of which is always
isolation. It's fair to say that when the chips are down, the electrical signal from the pickups ends at the transformer - the xfmr (short-hand, OK?) is the proper load for the pickups, and all is well. A new signal is generated magnetically by the xfmr, and that's what goes down the line to the load (the input of whatever device). The two signals are isolated from each other electrically, they share only a common magnetic property.
Clear as mud, eh?
More to the point, the DI's input is one side of the xfmr, the primary. It's really nothing more than a simple coil of wire, so it can't divide the signal, thus the pickup circuitry is happy, the volume control acts normally, all is well in Axe-Thumper land.
The secondary however, that's a new ball of wax. Watch this: (But don't you dare try to hold my beer! ;D)
The secondary winding is indeed tapped at the center point. That center point is
referenced wired to the amp's chassis ground, and the other two lines are the signal plus and minus. Note strongly that the signal minus is NOT ground. Doing so would reduce the signal strength by more than half, for reasons we'll not get into here, just suffice it to say, "don't do that".
This 'dual' signal line is fed into a pair of inputs (most often pins 2 and 3 of an XLR connector (see
WIKI Page - XLR), but it could as easily be a TRS ¼" connector), and amplified accordingly. The reason for all this? When the amp circuitry can deal with both halves of a signal, independently of ground, then it can reject all manner of noise, no sweat.
The fact that the xfmr's secondary winding is very low impedance (just as you stated) is also beneficial - the voltage of the signal suffers very little loss, even over a long cable run.
And there you have it, the reasons why a passive DI box can, and does, act beneficially even though it's unpowered. A powered DI box can drive several loads at once, they usually have both hi and low impedance outputs available. (Most of those derive phantom power from the mixer, very handy indeed.
)
Now, to address your first two points:
1) Pickup loading - they can't reproduce enough current to properly drive the device they're plugged into
Strictly speaking, that's a misleading statement - pickups don't generate current beyond miniscule amounts.... they generate voltage. Voltage transfer requires a high impedance ratio to be the most effective. If you feed a low impedance source into a high impedance load, you'll have the best voltage transfer (albeit, the worst current transfer). I assume you have heard of the Les Paul Recording model, no? Or perhaps the
Langcaster Low-Impedance pups? Sadly, they're much more expensive, so there's little incentive to experiment amongst us, the unwashed masses.
2) The cutoff of the lo pass filter created by the capacitance of the cable is reduced, causing loss of high register harmonic content.
How's that again? Low impedance (at the input) lowers the frequency cut-off point, thanks to cable capacitance? If that were true, then yes, we'd experience very undesirable loss of high frequency content. But consider: Do you think the above referenced Les Paul would have ever seen the light of day, were that true? Or more succinctly (and much closer to home for my failing memory), have they changed the formulas for calculating how capacitive reactance (a component of impedance) since I went to engineering school? Let's not get into a math discussion here, but the short of it is, if you increase the source impedance, you increase the overall reactance value of the capacitor - that will lower the freqency cut-off point, not raise it. This is exactly why John installs a buffer circuit - it has a much lower output impedance than the pickups themselves. And you've never heard John complain about loss of harmonic content in this context, have you?
I think I've overstayed my welcome.
HTH
sumgai